Credit card being tapped on a digital payment terminal in an industrial yard setting, with tools and equipment in the background.

How YardSmart Helps Auto Recyclers Recoup Credit Card Fees - Automatically

May 13, 20252 min read

Stop Letting Merchant Fees Eat Into Your Profits

For many self-service and full-service yards, credit card processing fees are a frustrating but unavoidable cost of doing business. With rates often hovering around 3%, it’s easy to lose thousands annually without even realizing it.

YardSmart offers a smarter way to take back control -without extra admin work.

Reduce Processing Costs with Built-In Surcharging

YardSmart’s integrated surcharging feature allows you to recoup a significant portion of your credit card processing fees by automatically applying a small, state-compliant surcharge to eligible transactions.

Here’s how it works:

  • Automatic Fee Application: YardSmart calculates and applies a surcharge (typically around 3%) to qualifying credit card transactions - no manual input required.

  • Hands-Off Compliance: YardSmart handles all the back-end compliance and calculations based on state regulations.

Transparent Reporting: The surcharge amounts are clearly recorded in your End-of-Day and Financial Overview reports, so you can track exactly how much you’re saving without any extra steps. With real-time visibility, it’s easy to see the impact on your bottom line and stay audit-ready.

Fully Integrated with Your Workflow: No extra terminals, plugins, or processes -YardSmart’s surcharging is built directly into your point-of-sale and payment systems. Whether customers are paying in the office or through mobile checkouts, the surcharge is applied consistently and accurately.

Customer-Friendly and Compliant: Customers are notified clearly and upfront when a surcharge applies, helping maintain trust and transparency. YardSmart ensures all communications and applications meet local and federal guidelines, so you stay compliant without lifting a finger.

Protect Your Margins Without Raising Prices: Instead of increasing your prices across the board to offset rising processing fees, surcharging lets you selectively recover costs from the customers who choose to pay with credit cards. It’s a more targeted, fair approach - and a smarter way to protect your profit margins.

Get Started with a Few Clicks: There’s no complicated setup or tech overhaul. Just turn on the feature in your YardSmart dashboard and start seeing the benefits as early as your next transaction.

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Richmond, VA 23224

(804) 232-0683